Members Savings Account
Everyday banking for members with easy deposits and withdrawals.
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Deposits that reward your patience.
Fixed deposits from 46 days to 999 days, a monthly income plan, a cash certificate that doubles, and recurring deposits for every goal — with special rates for senior citizens and reserved categories.
Account services
Five ways to bank with us
Fixed Deposit Account
One-time investment with assured returns of up to 11% p.a.
Recurring Deposit Account
Save a fixed amount every month and build a lump sum.
Current Account
For traders and businesses that need frequent transactions.
Pigmy Account
Daily doorstep collection so small savings add up steadily.
Fixed deposit
Interest rates by tenure
A Fixed Deposit lets you make a one-time investment and earn attractive returns. Longer tenures earn more — up to 11% p.a. on 999 days.
| Tenure | Relative rate | Rate |
|---|---|---|
| 46 – 90 days | 5%p.a. | |
| 91 – 181 days | 5.50%p.a. | |
| 182 – 272 days | 6%p.a. | |
| 273 – 365 days | 7%p.a. | |
| 366 days to less than 3 years | 10%p.a. | |
| 366 days · Senior CitizenSenior | 10.50%p.a. | |
| 366 days · Reserved categoriesSpecial | 10.50%p.a. | |
| 555 days | 10.25%p.a. | |
| 777 days | 10.50%p.a. | |
| 999 daysBest rate | 11%p.a. |
Quarterly interest payout. Eligible Fixed Deposit plans offer a quarterly interest payout option at 0.50% lower than the standard deposit interest rate.
Senior citizens earn 10.50% p.a. on a 366-day deposit — an additional benefit on the standard one-year rate.
Featured plans
Pick a tenure, know your return
366 Days10%p.a.Fixed Deposit
Secure your savings. Grow your wealth.A Fixed Deposit lets you make a one-time investment and earn attractive returns.
366 Days10.50%p.a.Senior Citizen Fixed Deposit
Your years of savings, rewarded with better returns.A special Fixed Deposit scheme for senior citizens, offering an additional interest benefit.
555 Days10.25%p.a.Fixed Deposit
Plan your savings. Maximize your returns.An attractive investment option to help your savings grow steadily and achieve your financial goals.
777 Days10.50%p.a.Fixed Deposit
A smarter tenure for better returns.An attractive investment option to help your funds grow steadily.
999 Days11%p.a.Fixed Deposit
Invest for tomorrow. Earn more today.A smart investment choice to help your savings grow steadily and build a stronger financial future.
366 Days · 10.50% p.a.
Additional interest for reserved categories
- Widows
- Persons with Disabilities
- Ex-Servicemen
- Religious Institutions
- Charitable Trusts
Note: Eligible applicants must submit the required supporting documents to avail the special interest rate.
Special schemes
Regular income, or double your money
Two schemes designed for people who want either a predictable monthly return or a long-term lump sum.
Monthly Income Scheme (MIS)
“Invest today. Enjoy regular income.”
Enjoy regular monthly interest on your investment, ensuring a steady stream of returns.
Invest ₹1,20,000 and earn ₹1,000 every month.
Navayuga Cash Certificate (NCC)
“Invest today. Watch your savings grow.”
Grow your savings over a fixed period and enjoy an attractive maturity value.
Double your investment in 90 months.
Recurring deposits
Save monthly, grow steadily
Fixed monthly instalments with a maturity value you can plan around. Values shown are for the stated instalment and term.
RD
Recurring Deposit
Save a fixed amount every month and earn attractive returns.
Monthly₹500 & above
Term1 year or more
Maturity value₹6,332on ₹500 / month for 12 months
LKS
Lakhapathi Scheme
Grow your funds steadily and work towards your future goals.
Monthly₹2,500
Term36 months
Maturity value₹1,05,186
NKS
Navayuga Kalyan Scheme
Build your savings steadily for a stronger financial future.
Monthly₹1,000
Term180 months
Maturity value₹4,14,756
CEP
Child Education Plan
Save regularly to support your child’s education and future needs.
Monthly₹1,500
Term144 months
Maturity value₹4,15,664
For women
Special recurring deposit plans for women
Empowering women through smart and regular savings.
MSY
Mahila Samriddhi Yojana
Empowering women through smart and regular savings.
Monthly₹750
Term36 months
Maturity value₹31,556
MUY
Mahila Ujjwala Yojana
Smart savings for women, brighter tomorrows.
Monthly₹1,500
Term36 months
Maturity value₹63,112
| Plan | Investment | Term | Maturity / return |
|---|---|---|---|
| Recurring Deposit (RD) | ₹500 & above | 1 year or more | ₹6,332 |
| Lakhapathi Scheme (LKS) | ₹2,500 | 36 months | ₹1,05,186 |
| Navayuga Kalyan Scheme (NKS) | ₹1,000 | 180 months | ₹4,14,756 |
| Child Education Plan (CEP) | ₹1,500 | 144 months | ₹4,15,664 |
| Mahila Samriddhi Yojana (MSY)Women | ₹750 | 36 months | ₹31,556 |
| Mahila Ujjwala Yojana (MUY)Women | ₹1,500 | 36 months | ₹63,112 |
RD maturity value shown for ₹500 per month over 12 months. Maturity values are as published by the society and subject to its terms.
Plan your savings
Deposit calculator
Estimate what your fixed or recurring deposit could grow to. Figures are indicative; the branch confirms exact values at the time of deposit.
Maturity value
₹0
Total invested–
Interest earned–
Rate–
Term–
Indicative. Fixed deposits earn simple interest for the exact number of days; recurring deposit values follow the society’s published tables. Actual maturity values are as per the society’s rules.
Open a deposit