NavayugaCredit Souharda Co-operative Society Ltd.
Mon–Fri 9:30–5:30 · Sat 9:30–5:00
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Credit that moves with your life.

We offer a wide range of loan products to meet your personal and business financial needs — from a quick express loan to long-term housing finance.

11 loan productsQuick appraisalTransparent terms
Loan products

Choose the loan that fits

Every product is offered to members with clear eligibility and repayment terms. Talk to us to find the right fit.

Personal Loan

Finance your personal needs with confidence.

Meet your personal financial needs with a convenient loan solution designed for various expenses and requirements.

Business Loan

Support your business. Grow with confidence.

Get financial support to start, expand or strengthen your business and manage your working capital needs.

Housing Loan

Your dream home, made possible.

Make your dream of owning a home a reality with financing for home purchase, construction or eligible housing needs.

Mortgage Loan

Unlock the value of your property.

Unlock the value of your property with a secured loan facility to meet your personal or business financial requirements.

Overdraft / Credit Loan Facility

Flexible funds when you need them.

Access flexible funds to manage temporary cash-flow requirements through an overdraft facility against eligible security.

Self Help Group Loan

Together for financial growth.

Support group members with accessible financing for small businesses, income-generating activities and financial growth.

Express Loan

Quick financial support when you need it.

A convenient loan option designed to provide quick financial assistance for eligible short-term requirements, subject to applicable terms.

Gold Loan

Turn your gold into financial support.

Get financial assistance by pledging eligible gold ornaments as security through a simple and convenient loan process.

Two-Wheeler Vehicle Loan

Drive your dreams with easy financing.

Make your two-wheeler purchase easier with financing options for eligible new or used vehicles.

Four-Wheeler Vehicle Loan

Drive your dreams with easy financing.

Make your car purchase easier with financing options for eligible new or used vehicles.

House Appliances Loan

Comfort at home, on easy terms.

Finance household appliances with convenient repayment options.

How it works

Four simple steps to your loan

Talk to us

Visit the branch or call us to discuss the loan that fits your need.

Submit documents

Identity, address and income or security documents as applicable.

Quick appraisal

Our team verifies and appraises your application without delay.

Disbursement

Funds are credited on approval with clear, transparent terms.

Security options

Borrow against what you already own

Gold ornaments, property, vehicles and eligible securities can all be pledged for faster sanction and better terms. Our team will guide you on documentation for each.

  • Gold ornaments
  • Property mortgage
  • Vehicle hypothecation
  • Deposits & eligible securities

Ready to apply?

Call 0824-4633362 or visit the branch with your documents. We will walk you through eligibility and repayment options.