Loan Facilities for Every Member Need
Navayuga Credit Souharda Co-operative Society offers a wide range of loan
facilities exclusively for members, with simple procedures, transparent terms
and responsible guidance.
Personal Loan
Useful for family needs, education, medical expenses, marriage, home improvement
and other personal requirements.
Business Loan
Financial support for traders, small businesses and entrepreneurs to manage
working capital and expansion needs.
Vehicle Loan
Convenient finance options to help members purchase two-wheelers, cars or
commercial vehicles.
Gold Loan
Fast loan facility against pledged gold ornaments with secure custody and
quick disbursal.
Mortgage Loan
Loan facility against property security to support larger financial needs,
family requirements or approved business purposes.
House Appliances Loan
Convenient finance facility for purchasing essential household appliances and
improving home comfort.
Overdraft Facility
Flexible credit facility that allows eligible members to withdraw funds up to
an approved limit whenever required.
SHG Loan
Loan support for Self Help Groups to promote income-generating activities,
collective growth and community development.
Express Loan
Quick loan facility for urgent financial requirements with faster processing
for eligible members.
Borrow With Confidence
As a member-focused co-operative society, our loan services are designed to support genuine needs with transparency and responsibility. Our team guides members through eligibility, documentation and repayment terms clearly.
Whether you need funds for personal reasons, business development, vehicle purchase, household appliance purchase, property-backed finance, SHG support or emergency requirements, our branch team will help you choose the suitable loan facility.
Loan Benefits
- ✔ Member-friendly loan process
- ✔ Transparent terms and guidance
- ✔ Support for personal and business needs
- ✔ Wide range of loan facilities
- ✔ Quick processing for eligible members
- ✔ Helpful branch staff at Pumpwell, Mangaluru
How to Apply for a Loan
A simple process designed to help members apply with clarity and confidence.
Become a Member
Loan facilities are available for society members. Visit the branch with
identity proof, address proof and required membership documents.
Submit Application
Fill the loan application form and submit the required documents based on the loan type and amount.
Verification
The society verifies eligibility, documents, security and repayment capacity as per the applicable rules.
Approval & Disbursal
After approval, the loan amount is disbursed as per society procedure and loan terms.
Loan Products Summary
| Loan Type | Suitable For | Purpose | Key Benefit |
|---|---|---|---|
| Personal Loan | Individual members | Education, medical, marriage, home needs | Flexible end-use |
| Business Loan | Traders and business members | Working capital, expansion, equipment | Supports business growth |
| Vehicle Loan | Members purchasing vehicles | Two-wheeler, car or commercial vehicle | Easy repayment options |
| Gold Loan | Members with gold ornaments | Immediate cash requirements | Quick processing |
| Mortgage Loan | Members with property security | Large personal, family or business needs | Suitable for higher loan amounts |
| House Appliances Loan | Members purchasing household appliances | Home appliances and household needs | Convenient repayment options |
| Overdraft Facility | Eligible members needing flexible credit | Short-term or recurring fund requirements | Use funds up to approved limit |
| Self Help Group (SHG) Loan | Self Help Groups | Income generation and group development | Supports community empowerment |
| Express Loan | Eligible members with urgent requirements | Immediate financial needs | Quick processing |
Loan terms, interest rates, eligibility criteria, security and documentation may vary.Please visit the branch or call 0824-4633362 for current and detailed information.
Need Financial Support?
Visit our Pumpwell branch or send an enquiry. Our team will guide you to the suitable loan facility based on your requirement.